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Date: Thu, 16 Jul 2020 17:31:08 +0200
To: "info@cerutisrl.it" <info@cerutisrl.it>
From: Martingale Risk Italia Srl <info@martingalerisk.com>
Reply-To: Martingale Risk Italia Srl <info@martingalerisk.com>
Subject: =?utf-8?Q?Usura_sui_finanziamenti:_cos'=C3=A8_e_come_difendersi?=
Message-ID: <3c19f03d00110184c70dccff8b750603@mailchef.4dem.it>
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=0A=0ANon visualizzi la comunicazione? Aprila sul tuo browser [1]=0A=0A =
=09=09[logo] =0A=0AUSURA SUI FINANZIAMENTI=0A=0A_esempi e definizione_=0A=
=0A =09=09[usura] =0A=0AHai mai verificato se la tua banca ha applicato un =
tasso di interesse=0Asuperiore al tasso soglia su un contratto di finanziam=
ento=0A(prestito/mutuo/leasing)?=0A=0ASapevi che tramite l=E2=80=99analisi =
tecnica del contratto =C3=A8 possibile=0Ascoprire se gli interessi applicat=
i sono usurari?=0A=0AI professionisti della Martingale Risk ti assisteranno=
 gratuitamente=0Acon una verifica preliminare del tuo contratto, per scopri=
re SE e=0AQUANTO portai contestare alla tua banca.=0A=0ACOSA SI INTENDE PER=
 USURA SUI FINANZIAMENTI?=0A=0AL=E2=80=99usura bancaria, definita in base a=
lla Legge n. 108/96, indica_=0Al=E2=80=99illecito di chiunque si faccia dar=
e o promettere interessi=0Ausurari, ovvero superiori a quelli imposti dalla=
 legge, in seguito ad=0Auna prestazione di denaro._=0A=0AUn finanziamento s=
i definisce usurario nel caso in cui l=E2=80=99interesse=0Apattuito con la =
Banca su un contratto sia superiore al tasso soglia.=0A=0AEsempi del reato =
di usura sui finanziamenti:=0A=0A=C2=A0=0A=0A=09=09=E2=80=A2=0A=09=09Situaz=
ioni in cui la Banca impone un ISC/TAEG (indicatore che=0Ariepiloga tutte l=
e spese connesse al finanziamento) superiore al tasso=0Asoglia usura indica=
to dalla Banca di Italia=0A=0A=09=09=E2=80=A2=0A=09=09Usura rilevata in mer=
ito alle penali dovute alla Banca a seguito=0Adella richiesta di ESTINZIONE=
 ANTICIPATA DEL FINANZIAMENTO=0A=0A=09=09=E2=80=A2=0A=09=09In caso di MORAT=
ORIE O RITARDI DI PAGAMENTI la banca applica delle=0Apenali che aumentano i=
l rischio di superare i tassi soglia della Banca=0Ad=E2=80=99Italia=0A=0A=
=09=09=E2=80=A2=0A=09=09TASSO LEASING SOMMATO ALLE RELATIVE SPESE connesse =
al contratto sono=0Asuperiori al tasso soglia.=0A=0ACOSA FARE IN CASO DI US=
URA SUI FINANZIAMENTI?=0A=0AAffidarsi ad analisti in grado di valutare le s=
ingole voci del=0Acontratto e comprendere se le condizioni presentano condi=
zioni=0Ausurarie.=0A=0AQualora si accertino interessi usurari, le banche so=
no costrette ad=0Aannullare la clausola degli interessi, restituire interes=
si pagati e=0Anon richiedere commissioni future, fino alla scadenza del=0Af=
inanziamento ( art. 1815 del Codice Civ., secondo comma)=0A=0AVUOI SAPERE S=
E IL TUO CONTRATTO PRESENTA CONDIZIONI USURARIE?=0A=0ACONTATTACI PER ANALIZ=
ZARE IL TUO CONTRATTO BANCARIO TRAMITE UNA=0AVERIFICA PRELIMINARE GRATUITA.=
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NTATTACI!=0A=0A=C2=A0=0A=0AROMA - SEDE LEGALE: Largo del Nazareno 15, 00187=
=0A=0APHONE:: 06/32652828=0A=0AMILANO: via Privata Maria Teresa 4, 20123=0A=
PHONE: 02/89092280=0A=0AEMAIL: info@martingalerisk.com =0A=0Awww.martingale=
risk.com=0A=0A =09=09[Cartina Italia] =0A=0A_Seguici sui nostri social:_ =
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hef.4dem.it/u.php?p=3D57hb/rs/f10/hgm/4mix/rs/rs=0AQuesta email =C3=A8 stat=
a inviata a info@cerutisrl.it. Martingale Risk - 10408251006, Largo del Naz=
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<div  style=3D"text-align:left;font-family:arial;font-size:14px;color:#0000=
00;line-height:27px;mso-line-height:exactly;mso-text-raise:6px"><p style=3D=
"padding: 0; margin: 0;text-align: justify;"><span style=3D"font-size: 16px=
; font-family: Georgia;">Hai mai verificato se la tua banca ha applicato un=
 tasso di interesse superiore al tasso soglia su un contratto di finanziame=
nto (prestito/mutuo/leasing)?</span></p><p style=3D"padding: 0; margin: 0;t=
ext-align: justify;"><span style=3D"font-size: 16px; font-family: Georgia;"=
>Sapevi che tramite l=E2=80=99analisi tecnica del contratto =C3=A8 possibil=
e scoprire se gli interessi applicati sono usurari?</span></p><p style=3D"p=
adding: 0; margin: 0;text-align: justify;"><span=0Astyle=3D"font-size: 16px=
; font-family: Georgia;">I professionisti della Martingale Risk ti assister=
anno gratuitamente con una verifica preliminare del tuo contratto, per scop=
rire SE e QUANTO portai contestare alla tua banca.</span></p></div></td>=0A=
</tr>=0A</table>=0A=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"=
0" width=3D"100%">=0A<tr>=0A=0A<td valign=3D"top" style=3D"padding-top:18px=
;padding-right:10px;padding-bottom:21px;padding-left:10px">=0A<table cellpa=
dding=3D"0" cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<td  style=3D"paddin=
g:0px">=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"=
100%" style=3D"border-top:1px solid #f90d0d">=0A<tr>=0A=0A<td valign=3D"top=
">=0A<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<t=
d  style=3D"padding:0px"></td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</ta=
ble>=0A</td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</table>=0A=0A<table c=
ellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%">=0A<tr>=0A<t=
d valign=3D"top"  style=3D"padding-top:21px;padding-right:5px;padding-botto=
m:5px;padding-left:5px"><div  style=3D"text-align:left;font-family:arial;fo=
nt-size:14px;color:#000000;line-height:14px;mso-line-height:exactly"><p sty=
le=3D"padding: 0; margin: 0;"><span style=3D"font-size: 20px; font-family: =
Georgia;"><strong>Cosa si intende per usura sui finanziamenti?</strong></sp=
an></p></div></td>=0A</tr>=0A</table>=0A=0A<table cellpadding=3D"0" cellspa=
cing=3D"0" border=3D"0" width=3D"100%">=0A<tr>=0A<td valign=3D"top"  style=
=3D"padding-top:22px;padding-bottom:5px"><div  style=3D"text-align:left;fon=
t-family:Trebuchet MS;font-size:14px;color:#000000;line-height:28px;mso-lin=
e-height:exactly;mso-text-raise:7px"><p style=3D"padding: 0; margin: 0;text=
-align: justify;"><span style=3D"font-size: 16px; font-family: Georgia;">L=
=E2=80=99usura bancaria, definita in base alla Legge n. 108/96, indica<em> =
l=E2=80=99illecito di chiunque si faccia dare o promettere interessi usurar=
i, ovvero superiori a quelli imposti dalla legge, in seguito ad una prestaz=
ione di denaro.</em></span></p><p style=3D"padding: 0; margin: 0;text-align=
: justify;"><span=0Astyle=3D"font-size: 16px; font-family: Georgia;">Un fin=
anziamento si definisce usurario nel caso in cui l=E2=80=99interesse pattui=
to con la Banca su un contratto sia superiore al tasso soglia.</span></p></=
div></td>=0A</tr>=0A</table>=0A=0A<table cellpadding=3D"0" cellspacing=3D"0=
" border=3D"0" width=3D"100%">=0A<tr>=0A<td valign=3D"top"  style=3D"paddin=
g-bottom:5px"><div  style=3D"text-align:left;font-family:Trebuchet MS;font-=
size:14px;color:#000000;line-height:28px;mso-line-height:exactly;mso-text-r=
aise:7px"><p style=3D"padding: 0; margin: 0;text-align: justify;"><span sty=
le=3D"font-size: 16px; font-family: Georgia;">Esempi del reato di usura sui=
 finanziamenti:</span></p><p style=3D"padding: 0; margin: 0;text-align: jus=
tify;">&nbsp;</p><table cellpadding=3D"0" cellspacing=3D"0" border=3D"0">=
=09<tr><td style=3D"font-family:Trebuchet MS; font-size: 14px; color: #0000=
00; line-height: 28px; mso-line-height: exactly; vertical-align:top;mso-tex=
t-raise: undefinedpx;padding: 0; margin: 0;padding: 0; margin: 0;" align=3D=
"left" width=3D"15" valign=3D"top">&#x02022;</td><td=0Astyle=3D"font-family=
:Trebuchet MS; font-size: 14px; color: #000000; line-height: 28px; mso-line=
-height: exactly; vertical-align:top;mso-text-raise: undefinedpx;padding: 0=
; margin: 0;padding: 0; margin: 0;" align=3D"left"><span style=3D"font-size=
: 16px; font-family: Georgia;">Situazioni in cui la Banca impone un<strong>=
 ISC/TAEG </strong>(indicatore che riepiloga tutte le spese connesse al fin=
anziamento) superiore al tasso soglia usura indicato dalla Banca di Italia<=
/span></td></tr>=09<tr><td style=3D"font-family:Trebuchet MS; font-size: 14=
px; color: #000000; line-height: 28px; mso-line-height: exactly; vertical-a=
lign:top;mso-text-raise: undefinedpx;padding: 0; margin: 0;padding: 0; marg=
in: 0;" align=3D"left" width=3D"15" valign=3D"top">&#x02022;</td><td=0Astyl=
e=3D"font-family:Trebuchet MS; font-size: 14px; color: #000000; line-height=
: 28px; mso-line-height: exactly; vertical-align:top;mso-text-raise: undefi=
nedpx;padding: 0; margin: 0;padding: 0; margin: 0;" align=3D"left"><span st=
yle=3D"font-size: 16px; font-family: Georgia;">Usura rilevata in merito all=
e penali dovute alla Banca a seguito della richiesta di <strong>estinzione =
anticipata del finanziamento</strong></span></td></tr>=09<tr><td style=3D"f=
ont-family:Trebuchet MS; font-size: 14px; color: #000000; line-height: 28px=
; mso-line-height: exactly; vertical-align:top;mso-text-raise: undefinedpx;=
padding: 0; margin: 0;padding: 0; margin: 0;" align=3D"left" width=3D"15" v=
align=3D"top">&#x02022;</td><td=0Astyle=3D"font-family:Trebuchet MS; font-s=
ize: 14px; color: #000000; line-height: 28px; mso-line-height: exactly; ver=
tical-align:top;mso-text-raise: undefinedpx;padding: 0; margin: 0;padding: =
0; margin: 0;" align=3D"left"><span style=3D"font-size: 16px; font-family: =
Georgia;">In caso di<strong> moratorie o ritardi di pagamenti</strong> la b=
anca applica delle penali che aumentano il rischio di superare i tassi sogl=
ia della Banca d=E2=80=99Italia</span></td></tr>=09<tr><td style=3D"font-fa=
mily:Trebuchet MS; font-size: 14px; color: #000000; line-height: 28px; mso-=
line-height: exactly; vertical-align:top;mso-text-raise: undefinedpx;paddin=
g: 0; margin: 0;padding: 0; margin: 0;" align=3D"left" width=3D"15" valign=
=3D"top">&#x02022;</td><td=0Astyle=3D"font-family:Trebuchet MS; font-size: =
14px; color: #000000; line-height: 28px; mso-line-height: exactly; vertical=
-align:top;mso-text-raise: undefinedpx;padding: 0; margin: 0;padding: 0; ma=
rgin: 0;" align=3D"left"><span style=3D"font-size: 16px; font-family: Georg=
ia;"><strong>Tasso Leasing sommato alle relative Spese</strong> connesse al=
 contratto sono superiori al tasso soglia.</span></td></tr></table></div></=
td>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</ta=
ble>=0A=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"=
100%">=0A<tr>=0A=0A<td valign=3D"top" style=3D"padding-top:18px;padding-rig=
ht:10px;padding-bottom:21px;padding-left:10px">=0A<table cellpadding=3D"0" =
cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<td  style=3D"padding:0px">=0A<t=
able cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" style=
=3D"border-top:1px solid #f90d0d">=0A<tr>=0A=0A<td valign=3D"top">=0A<table=
 cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<td  style=3D=
"padding:0px"></td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</table>=0A</td=
>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</table>=0A=0A<table cellpadding=
=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%">=0A<tr>=0A<td valign=
=3D"top"  style=3D"padding-top:5px;padding-right:5px;padding-bottom:15px;pa=
dding-left:5px"><div  style=3D"text-align:left;font-family:arial;font-size:=
14px;color:#000000;line-height:14px;mso-line-height:exactly"><p style=3D"pa=
dding: 0; margin: 0;"><span style=3D"font-size: 20px; font-family: Georgia;=
"><strong>Cosa fare in caso di usura sui finanziamenti?</strong></span></p>=
</div></td>=0A</tr>=0A</table>=0A=0A<table cellpadding=3D"0" cellspacing=3D=
"0" border=3D"0" width=3D"100%">=0A<tr>=0A<td valign=3D"top"  style=3D"padd=
ing-top:5px;padding-bottom:5px"><div  style=3D"text-align:left;font-family:=
arial;font-size:17px;color:#000000;line-height:30px;mso-line-height:exactly=
;mso-text-raise:6px"><p style=3D"padding: 0; margin: 0;text-align: justify;=
"><span style=3D"font-size: 16px; font-family: Georgia;">Affidarsi ad anali=
sti in grado di valutare le singole voci del contratto e comprendere se le =
condizioni presentano condizioni usurarie.</span></p><p style=3D"padding: 0=
; margin: 0;text-align: justify;"><span=0Astyle=3D"font-size: 16px; font-fa=
mily: Georgia;">Qualora si accertino interessi usurari, le banche sono cost=
rette ad annullare la clausola degli interessi, restituire interessi pagati=
 e non richiedere commissioni future, fino alla scadenza del finanziamento =
( art. 1815 del Codice Civ., secondo comma)</span></p></div></td>=0A</tr>=
=0A</table>=0A=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" wi=
dth=3D"100%">=0A<tr>=0A<td valign=3D"top"  style=3D"padding-top:5px;padding=
-bottom:16px"><div  style=3D"text-align:left;font-family:arial;font-size:17=
px;color:#000000;line-height:35px;mso-line-height:exactly;mso-text-raise:9p=
x"><p style=3D"padding: 0; margin: 0;text-align: center;"><span style=3D"fo=
nt-size: 16px; font-family: Georgia;"><strong>Vuoi sapere se il tuo contrat=
to presenta condizioni usurarie?</strong></span></p><p style=3D"padding: 0;=
 margin: 0;text-align: center;"><strong><span style=3D"font-size: 16px; fon=
t-family: Georgia;">Contattaci per analizzare il tuo contratto bancario tra=
mite una verifica preliminare gratuita. </span></strong></p></div></td>=0A<=
/tr>=0A</table>=0A=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0=
" width=3D"100%">=0A<tr>=0A<td valign=3D"top"  style=3D"padding-top:15px;pa=
dding-right:5px;padding-bottom:15px;padding-left:5px"><div  style=3D"text-a=
lign:left;font-family:arial;font-size:14px;color:#000000;line-height:14px;m=
so-line-height:exactly"><p style=3D"padding: 0; margin: 0;text-align: cente=
r;"><span style=3D"font-size:16px;"><a href=3D"https://mailchef.4dem.it/tts=
.php?p=3Dda0443aaa91b5182c8166c48da402aec/57hb/4mix/rs/f10/hgm/rs/rs/rs//ht=
tps%3A%2F%2Ftawk.to%2Fchat%2F598465e7d1385b2b2e285994%2Fdefault" style=3D"c=
olor: #5555ff !important; text-decoration: underline !important;" target=3D=
"_blank"><font style=3D" color:#5555ff;"><span style=3D"color:#0000ff;"><st=
rong>CLICCA E CHATTA CON UN CONSULENTE</strong></span></font></a></span></p=
></div></td>=0A</tr>=0A</table>=0A=0A<table cellpadding=3D"0" cellspacing=
=3D"0" border=3D"0" width=3D"100%">=0A<tr>=0A=0A<td valign=3D"top" style=3D=
"padding:10px">=0A<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%"=
>=0A<tr>=0A<td  style=3D"padding:0px">=0A<table cellpadding=3D"0" cellspaci=
ng=3D"0" border=3D"0" width=3D"100%">=0A<tr>=0A=0A<td valign=3D"top">=0A<ta=
ble cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<td  style=
=3D"padding:0px"></td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</table>=0A<=
/td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</table>=0A=0A<table cellpaddi=
ng=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%" class=3D"full-width"=
>=0A<tr>=0A=0A<td valign=3D"top" align=3D"center" style=3D"padding-bottom:1=
3px">=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"58=
2" style=3D"border:0px none" class=3D"full-width">=0A<tr>=0A=0A<td valign=
=3D"top" style=3D"padding:0px"><img =0Asrc=3D"https://mailchef.4dem.it/app/=
public/file/view/3sa/6q32" width=3D"582" height=3D"388" alt=3D"accordo" bor=
der=3D"0"  style=3D"display:block;font-size:14px;max-width:100%;height:auto=
" class=3D"full-width img582x388"  />=0A</td>=0A</tr>=0A</table>=0A=0A</td>=
=0A</tr>=0A</table>=0A=0A<table cellpadding=3D"0" cellspacing=3D"0" border=
=3D"0" width=3D"100%">=0A<tr>=0A=0A<td valign=3D"top" style=3D"padding:10px=
">=0A<table cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<t=
d  style=3D"padding:0px">=0A<table cellpadding=3D"0" cellspacing=3D"0" bord=
er=3D"0" width=3D"100%" style=3D"border-top:1px solid #acacac">=0A<tr>=0A=
=0A<td valign=3D"top">=0A<table cellpadding=3D"0" cellspacing=3D"0" width=
=3D"100%">=0A<tr>=0A<td  style=3D"padding:0px"></td>=0A</tr>=0A</table>=0A=
=0A</td>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=
=0A</table>=0A</td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</table>=0A</td=
>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</table>=0A=0A<table cellpadding=3D"=
0" cellspacing=3D"0" border=3D"0" width=3D"100%" bgcolor=3D"#ffffff"  style=
=3D"background-color:#ffffff">=0A<tr>=0A<td valign=3D"top"  style=3D"paddin=
g:0px">=0A<table cellpadding=3D"0" cellspacing=3D"0" width=3D"600" align=3D=
"center"  style=3D"max-width:600px;min-width:240px;margin:0 auto" class=3D"=
email-root-wrapper">=0A<tr>=0A<td valign=3D"top"  style=3D"padding:0px" cla=
ss=3D"pattern">=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" w=
idth=3D"100%">=0A<tr>=0A<td valign=3D"top"  style=3D"padding:0;mso-cellspac=
ing:0in">=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=
=3D"left" width=3D"300" id=3D"c300p50r"  style=3D"float:left" class=3D"c300=
p50r">=0A<tr>=0A<td valign=3D"top"  style=3D"padding:0px">=0A<table cellpad=
ding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%">=0A<tr>=0A<td vali=
gn=3D"top"  style=3D"padding:5px"><div  style=3D"text-align:left;font-famil=
y:arial;font-size:14px;color:#000000;line-height:23px;mso-line-height:exact=
ly;mso-text-raise:4px"><p style=3D"padding: 0; margin: 0;margin:0px; paddin=
g:0px; text-align:left; -webkit-text-stroke-width:0px"><strong><span style=
=3D"font-family: Arial; font-size: 16px;">Contattaci!</span></strong></p><p=
 style=3D"padding: 0; margin: 0;margin:0px; padding:0px; text-align:left; -=
webkit-text-stroke-width:0px">&nbsp;</p><p style=3D"padding: 0; margin: 0;m=
argin:0px; padding:0px; text-align:left; -webkit-text-stroke-width:0px"><sp=
an style=3D"font-family: Arial; line-height: inherit;"><strong style=3D"lin=
e-height:inherit">Roma - sede legale</strong>: Largo del Nazareno 15, 00187=
</span></p><p=0Astyle=3D"padding: 0; margin: 0;margin:0px; padding:0px; tex=
t-align:left; -webkit-text-stroke-width:0px"><span style=3D"font-family:Ari=
al;"><span style=3D"font-size: 14px; background: white; color: rgb(0, 0, 0)=
;"><strong>Phone:</strong></span><span style=3D"line-height: inherit; text-=
size-adjust: none; color: inherit; font-style: normal; font-variant-ligatur=
es: normal; font-variant-caps: normal; letter-spacing: normal; orphans: 2; =
text-transform: none; white-space: normal; widows: 2; word-spacing: 0px; ba=
ckground-color: rgb(255, 255, 255); text-decoration-style: initial; text-de=
coration-color: initial; border-bottom: none;"><strong style=3D"font-weight=
: 400;">:</strong><strong style=3D"font-weight: 400;"> </strong>06/32652828=
</span></span></p><p=0Astyle=3D"padding: 0; margin: 0;margin:0px; padding:0=
px; text-align:left; -webkit-text-stroke-width:0px"><br style=3D"line-heigh=
t:inherit"><span style=3D"font-family:Arial;"><span style=3D"line-height: i=
nherit; text-size-adjust: none; color: inherit; font-style: normal; font-va=
riant-ligatures: normal; font-variant-caps: normal; letter-spacing: normal;=
 orphans: 2; text-transform: none; white-space: normal; widows: 2; word-spa=
cing: 0px; background-color: rgb(255, 255, 255); text-decoration-style: ini=
tial; text-decoration-color: initial; border-bottom: none;"><strong>Milano:=
</strong> </span><span style=3D"font-size: 14px; background: white; color: =
rgb(0, 0, 0);">via Privata Maria Teresa 4, 20123<br><strong>Phone:</strong>=
 02/89092280</span></span></p><p=0Astyle=3D"padding: 0; margin: 0;margin:0p=
x; padding:0px; text-align:left; -webkit-text-stroke-width:0px"><br style=
=3D"line-height:inherit"><span style=3D"font-family:Arial;"><strong><span s=
tyle=3D"font-size: 14px; white-space: normal;">Email: </span></strong><span=
 style=3D"font-size: 14px; color: rgb(0, 0, 255);">info@martingalerisk.com =
</span></span></p><p style=3D"padding: 0; margin: 0;margin:0px; padding:0px=
; text-align:left; -webkit-text-stroke-width:0px"><span style=3D"font-famil=
y: Arial; line-height: inherit;"><a class=3D"nounderline" href=3D"https://m=
ailchef.4dem.it/tts.php?p=3D6162db9b812e5f7ed7e7e1470ba08037/57hb/4mix/rs/f=
10/hgm/rs/rs/rs//javascript%3A%3B" style=3D"line-height:inherit; text-decor=
ation:none !important; color:#5555ff !important" target=3D"_blank"><font st=
yle=3D" color:#5555ff;"><font style=3D"line-height:inherit"><span=0Astyle=
=3D"border-bottom: none; line-height: inherit; color: rgb(229, 38, 19);">ww=
w.martingalerisk.com</span></font></font></a></span></p></div></td>=0A</tr>=
=0A</table>=0A=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" wi=
dth=3D"100%">=0A<tr>=0A=0A<td valign=3D"top" style=3D"padding:10px">=0A<tab=
le cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<td  style=
=3D"padding:0px">=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0"=
 width=3D"100%">=0A<tr>=0A=0A<td valign=3D"top">=0A<table cellpadding=3D"0"=
 cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<td  style=3D"padding:0px"></td=
>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</tabl=
e>=0A=0A</td>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</table>=0A=0A=0A<table=
 cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"left" width=3D"3=
00" id=3D"c300p50r"  style=3D"float:left" class=3D"c300p50r">=0A<tr>=0A<td =
valign=3D"top"  style=3D"padding:0px">=0A<table cellpadding=3D"0" cellspaci=
ng=3D"0" border=3D"0" width=3D"100%" class=3D"full-width">=0A<tr>=0A=0A<td =
valign=3D"top" align=3D"center" style=3D"padding-top:3px">=0A<table cellpad=
ding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"289" style=3D"border:0px=
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pan></div></td>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</table>=0A=0A=0A<tab=
le cellpadding=3D"0" cellspacing=3D"0" border=3D"0" align=3D"left" width=3D=
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padding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"40" style=3D"border:0=
px none">=0A<tr>=0A=0A<td valign=3D"top" style=3D"padding:0px"><a =0Ahref=
=3D"https://mailchef.4dem.it/tts.php?p=3D69aedf9bab954a640c8bc44476ede36b/5=
7hb/4mix/rs/f10/hgm/rs/rs/rs//https%3A%2F%2Fwww.facebook.com%2Fmartingaleri=
sk" target=3D"_blank" class=3D"imglink"><img =0Asrc=3D"http://4img.it/model=
li2018_4Dem/ico_facebook_scuro.png" width=3D"40" height=3D"40" alt=3D"FB" b=
order=3D"0"  style=3D"display:block;font-size:14px" class=3D"img40x40"  /><=
/a>=0A</td>=0A</tr>=0A</table>=0A=0A</td>=0A</tr>=0A</table>=0A=0A<table ce=
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<td valign=3D"top" style=3D"padding:10px">=0A<table cellpadding=3D"0" cells=
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cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%">=0A<tr>=0A=
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yle=3D"padding:0px"><a =0Ahref=3D"https://mailchef.4dem.it/tts.php?p=3D6035=
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=0A=0A<td valign=3D"top" style=3D"padding:0px"><a =0Ahref=3D"https://mailch=
ef.4dem.it/tts.php?p=3D16703b8fe25e280a215f1d975615e68f/57hb/4mix/rs/f10/hg=
m/rs/rs/rs//https%3A%2F%2Fwww.linkedin.com%2Fcompany%2F441789%3Ftrk%3Dhp-fe=
ed-company-name" target=3D"_blank" class=3D"imglink"><img =0Asrc=3D"http://=
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ble cellpadding=3D"0" cellspacing=3D"0" width=3D"100%">=0A<tr>=0A<td  style=
=3D"padding:0px">=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0"=
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adding:0px">=0A<table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" widt=
h=3D"40" style=3D"border:0px none">=0A<tr>=0A=0A<td valign=3D"top" style=3D=
"padding:0px"><a =0Ahref=3D"https://mailchef.4dem.it/tts.php?p=3D82a7e162a4=
6485b63ffb4f500f54f2b3/57hb/4mix/rs/f10/hgm/rs/rs/rs//https%3A%2F%2Ftwitter=
.com%2Fmartingalerisk" target=3D"_blank" class=3D"imglink"><img =0Asrc=3D"h=
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>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</table>=0A=0A<table cellpadding=3D"=
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p"  style=3D"padding:5px"><div  style=3D"text-align:left;font-family:arial;=
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ext-raise:1px"><p style=3D"padding: 0; margin: 0;text-align: center;"><stro=
ng><a href=3D"https://mailchef.4dem.it/u.php?p=3D57hb/rs/f10/hgm/4mix/rs/rs=
" style=3D"color: #8a8888 !important; text-decoration: underline !important=
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=0A</td>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</table>=0A</td>=0A</tr>=0A</=
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g=3D"0" border=3D"0" width=3D"100%">=0A                                    =
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"padding-top:10px;padding-right:10px;padding-bottom:5px;padding-left:10px">=
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cing=3D"0" width=3D"100%">=0A                                          <tr>=
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ellspacing=3D"0" border=3D"0" width=3D"100%" style=3D"border-top:1px solid =
#808080">=0A                                                <tr>=0A=0A     =
                                             <td valign=3D"top">=0A        =
                                            <table cellpadding=3D"0" cellsp=
acing=3D"0" width=3D"100%">=0A                                             =
         <tr>=0A                                                        <td=
  style=3D"padding:0px"></td>=0A                                           =
           </tr>=0A                                                    </ta=
ble>=0A=0A                                                  </td>=0A       =
                                         </tr>=0A                          =
                    </table>=0A                                            =
</td>=0A                                          </tr>=0A                 =
                       </table>=0A=0A                                      =
</td>=0A                                    </tr>=0A                       =
           </table>=0A=0A                                  <table cellpaddi=
ng=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%">=0A                 =
                   <tr>=0A                                      <td valign=
=3D"top"  style=3D"padding:5px"><div  style=3D"text-align:left;font-family:=
arial;font-size:12px;color:#808080;line-height:18px;mso-line-height:exactly=
;mso-text-raise:3px"><p style=3D"padding: 0; margin: 0;text-align: center;"=
><em>Questa email =C3=A8 stata inviata a info@cerutisrl.it</em></p><p style=
=3D"padding: 0; margin: 0;text-align: center;">&nbsp;</p><p style=3D"paddin=
g: 0; margin: 0;text-align: center;"><em>Martingale Risk - 10408251006</em>=
</p><p style=3D"padding: 0; margin: 0;text-align: center;"><em>Largo del Na=
zareno n. 15, Roma, 00187, Lazio, Italia</em></p><p style=3D"padding: 0; ma=
rgin: 0;text-align: center;"><em>angelica@martingalerisk.com - (+39) 800 05=
7 750</em></p></div></td>=0A                                    </tr>=0A   =
                               </table>=0A=0A                              =
    <table cellpadding=3D"0" cellspacing=3D"0" border=3D"0" width=3D"100%">=
=0A                                    <tr>=0A                             =
         <td valign=3D"top"  style=3D"padding-top:5px;padding-right:5px;pad=
ding-left:5px"><div  style=3D"text-align:left;font-family:arial;font-size:1=
2px;color:#808080;line-height:18px;mso-line-height:exactly;mso-text-raise:3=
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oration: underline !important;" target=3D"_blank"><font style=3D" color:#40=
4040;">Clicca qui</font></a> per disiscriverti</p><p style=3D"padding: 0; m=
argin: 0;text-align: center;"><span style=3D"font-size:10px;"><a href=3D"ht=
tps://mailchef.4dem.it/report_abuse.php?mid=3D57hb-f10-aW5mb0BjZXJ1dGlzcmwu=
aXQ%3D-hgm-3sa-rs" style=3D"color: #404040 !important; text-decoration: und=
erline !important;" target=3D"_blank"><font style=3D" color:#404040;">Area =
abuse</font></a></span></p></div></td>=0A                                  =
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           </table>=0A=0A                          </td>=0A                =
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