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From: "IG" <italiandesk@ig.com>
To: <ste80@bicar.it>
Subject: Variazione dei tassi di interesse overnight
Date: Fri, 17 Sep 2021 12:48:39 -0600
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Gli ARR sostituiranno i tassi IBOR entro la fine del 2021

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clicca qui

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Perso i dati di accesso

Nuovi tassi applicati agli interessi overnight

Gentile Sig. Brambillasca

Entro la fine del 2021, la maggior parte degli Interbank Offered Rates (IBOR) cesserà di esistere. Ciò significa che tutti i tassi di riferimento IBOR, compreso il 
https://www.ig.com/it/glossario-trading/definizione-di-libor?CHID=3&qpid=38339&tid=2276cc88ca12ca36c953d19e3745b2fc 
 London Interbank Offered Rate (LIBOR), presto saranno dismessi.

Sostituiremo gli IBOR con i tassi ARR e spread adeguati il 25 settembre 2021, il che significa che che ti verranno addebitati dei costi sulla base del riferimento ARR adeguato +/- una commissione amministrativa di IG.

A cosa si passerà?

Gli enti regolatori hanno scelto di sostituire gli IBOR con i tassi di riferimento alternativi (ARR). Gli ARR si basano su tassi di interesse overnight effettivi di mercati liquidi all'ingrosso cash e derivati, che li rendono più solidi e meno volatili rispetto agli IBOR.

Poiché gli ARR sono tassi privi di rischio, non implicano il rischio di credito insito nel calcolo degli IBOR, che si basano su prestiti interbancari in periodi di tempo più lunghi.

Ogni valuta ha il proprio tasso di riferimento alternativo:

CCYBenchmark attualeARR
GBPGBP LIBORSONIA
USDUSD LIBORSOFR
EUREUR LIBORESTR
CHFCHF LIBORSARON
JPYJPY LIBORTONA
SGDSIBORSORA

Come ci stiamo preparando per questo cambiamento?

Per compensare la mancanza del rischio di credito, modificheremo gli ARR sulla base dell'adeguamento dello spread di un mese proposto dalla International Swaps and Derivatives Association (ISDA).

LIBORDurataAdeguamento dello spread (%)
GBP1 mese0.0326
USD1 mese0.11448
EUR1 mese0.0456
CHF1 mese-0.0571
JPY1 mese-0.02923

Quali saranno gli effetti sulle tue attività di trading?

Abbiamo utilizzato gli IBOR per calcolare i costi di finanziamento overnight sulle posizioni su indici e azioni. Il25 settembre 2021, questi verrannosostituiti da un ARR e un adeguamento dello spread, il che significa che ti verranno addebitati dei costi sulla base del riferimento ARR adeguato +/- una commissione amministrativa di IG.

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Scopri di più

Bisogno di assistenza?

Visiti il nostro 
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portale online. In alternativa, può contattare il nostro servizio clienti ai seguenti recapiti e saremo lieti di aiutarLa.

Cordiali saluti

E
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italiandesk@ig.com

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<strong>Gli ARR sostituiranno i tassi IBOR entro la fine del 2021</strong><br>
            
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<span style="font-size:26px; line-height:28px;">Nuovi tassi applicati agli interessi overnight
<br /><br /></span>

<strong style="font-size:16px; line-height:18px;">Gentile Sig. Brambillasca</strong>
<br /><br />

<strong>Entro la fine del 2021</strong>, la maggior parte degli Interbank Offered Rates (IBOR) cesserà di esistere. Ciò significa che tutti i tassi di riferimento IBOR, compreso il <strong><a href=" https://www.ig.com/it/glossario-trading/definizione-di-libor?CHID=3&qpid=38339&tid=2276cc88ca12ca36c953d19e3745b2fc" target="_blank" style="color:#3888CF; text-decoration: none"><span style="color:#3888CF; text-decoration: none"> London Interbank Offered Rate (LIBOR)</span></a></strong>, presto saranno dismessi.<BR><BR>Sostituiremo gli IBOR con i tassi ARR e spread adeguati il <strong>25 settembre 2021</strong>, il che significa che che ti verranno addebitati dei costi sulla base del riferimento ARR adeguato +/- una commissione amministrativa di IG.<br/><br/>

<span style="font-size:20px; line-height:22px;">A cosa si passerà?</span>
<br /><br />

Gli enti regolatori hanno scelto di sostituire gli IBOR con i <strong>tassi di riferimento alternativi (ARR)</strong>. Gli ARR si basano su tassi di interesse overnight effettivi di mercati liquidi all'ingrosso cash e derivati, che li rendono più solidi e meno volatili rispetto agli IBOR.<br><br>Poiché gli ARR sono tassi privi di rischio, non implicano il rischio di credito insito nel calcolo degli IBOR, che si basano su prestiti interbancari in periodi di tempo più lunghi.<br><br>Ogni valuta ha il proprio tasso di riferimento alternativo:<br/><br/>

</td>
</tr>

<tr>
                    <td style="padding-left: 10px; padding-bottom:15px; padding-right:10px; padding-top:0px;"><table width="100%" border="0" cellpadding="0" cellspacing="0" style=" border:1px solid #bbbbbb;">
                        <tbody>
                      <tr>
                        <td width="29%" align="center" style="padding:5px; background-color:#eeeeee; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align: center;" class="font12"><strong><strong>CCY</strong></strong></td>
                       
                        <td width="36%" align="center" style="padding:5px; background-color:#eeeeee; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align: center;" class="font12"><strong><strong>Benchmark attuale</strong></strong></td>
						  
						  <td width="36%" align="center" style="padding:5px; background-color:#eeeeee; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align: center;" class="font12"><strong><strong>ARR</strong></strong></td>
					</tr>

<tr>
                        <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12"><strong>GBP</strong></td>
                         
                          <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">GBP LIBOR</td>
						  
						  <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">SONIA</td>
						  
						  
							</tr>
                   
                       <tr>
                        <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12"><strong>USD</strong></td>
                         
                          <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">USD LIBOR</td>
						   
						    <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">SOFR</td>
						   
						   
						   
						   </tr>
						   
						   
						    <tr>
                        <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12"><strong>EUR</strong></td>
                         
                          <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">EUR LIBOR</td>
								 <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">ESTR</td>
								</tr>
								
								 <tr>
                        <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12"><strong>CHF</strong></td>
                         
                          <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">CHF LIBOR</td>
									 
									 
									 
									  <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">SARON</td>
									</tr> 
							
									  <tr>
                        <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12"><strong>JPY</strong></td>
                         
                          <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">JPY LIBOR</td>
										  
										   <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">TONA</td>
											</tr> 	  
										  
										   <tr>
                        <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12"><strong>SGD</strong></td>
                         
                          <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">SIBOR</td>
											   
											    <td style="padding:5px; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align:center;" class="font12">SORA</td>
												</tr> 	   
											   
											    
                        
                    </tbody>
                      </table></td>
                  </tr>

<span style="font-size:20px; color:#000000; line-height:22px;">Come ci stiamo preparando per questo cambiamento?</span>
<br /><br />

Per compensare la mancanza del rischio di credito, modificheremo gli ARR sulla base dell'<strong>adeguamento dello spread di un mese</strong> proposto dalla International Swaps and Derivatives Association (ISDA).<br/><br/>

</td>
</tr>

<tr>
                    <td style="padding-left: 10px; padding-bottom:15px; padding-right:10px; padding-top:0px;"><table width="100%" border="0" cellpadding="0" cellspacing="0" style=" border:1px solid #bbbbbb;">
                        <tbody>
                      <tr>
                        <td width="29%" align="center" style="padding:5px; background-color:#eeeeee; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align: center;" class="font12"><strong><strong>LIBOR</strong></strong></td>
                       
                        <td width="36%" align="center" style="padding:5px; background-color:#eeeeee; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align: center;" class="font12"><strong><strong>Durata</strong></strong></td>
						  
						  <td width="36%" align="center" style="padding:5px; background-color:#eeeeee; font-family: Arial, Helvetica, sans-serif;font-size:14px; mso-line-height-rule:exactly; line-height:18px; color:#333333;border-bottom:1px solid #bbbbbb; border-right:1px solid #bbbbbb; text-align: center;" class="font12"><strong><strong>Adeguamento dello spread (%)</strong></strong></td>
					</tr>

<span style="font-size:20px; line-height:22px;">Quali saranno gli effetti sulle tue attività di trading?</span>
<br /><br />

Abbiamo utilizzato gli IBOR per calcolare i costi di finanziamento overnight sulle posizioni su indici e azioni. Il <strong> 25 settembre 2021</strong>, questi verranno  sostituiti da un ARR e un adeguamento dello spread, il che significa che ti verranno addebitati dei costi sulla base del riferimento ARR adeguato +/- una commissione amministrativa di IG.<br/><br/>

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<span style="font-size:20px; line-height:22px;">Bisogno di assistenza?</span>
<br /><br />

Visiti il nostro <a href="https://www.ig.com/it/assistenza-e-supporto?CHID=3&QPID=38339&tid=2276cc88ca12ca36c953d19e3745b2fc" target="_blank"  style="color:#b91513; text-decoration:none;"><span class="appleLinkRed" style="color:#b91513; text-decoration:none;">portale online</span></a>. In alternativa, può contattare il nostro servizio clienti ai seguenti recapiti e saremo lieti di aiutarLa.<br/><br/>

Cordiali saluti
      <br /><br />
      
      <strong>IG</strong>
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      I CFD sono strumenti complessi che comportano un rischio di perdita elevato dovuto alla leva. <strong>70% di conti al dettaglio perdono denaro nelle negoziazioni in CFD con questo fornitore. </strong>Vi preghiamo di verificare le vostre conoscenze in merito al funzionamento dei CFD e la vostra disponibilità ad utilizzare i CFD dato l’elevato rischio di perdita.<br/><br/> Le opzioni e i certificati turbo sono strumenti complessi che potrebbero generare rapidamente delle perdite. Il vostro capitale è a rischio.<br/><br/> Le perdite dei clienti professionali possono eccedere i loro depositi.
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@media screen and (device-width: 320px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 3) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important } 
}
@media screen and (device-width: 320px) and (device-height: 534px) and (-webkit-device-pixel-ratio: 1.5) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}
@media screen and (device-width: 384px) and (device-height: 592px) and (-webkit-device-pixel-ratio: 2) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important } 
}
@media screen and (device-width: 360px) and (device-height: 592px) and (-webkit-device-pixel-ratio: 3) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}
@media screen and (device-width: 601px) and (device-height: 906px) and (-webkit-min-device-pixel-ratio: 1.331) and (-webkit-max-device-pixel-ratio: 1.332) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }  
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all}
}
@media screen and (device-width: 360px) and (device-height: 592px) and (-webkit-device-pixel-ratio: 2)  {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}

/* Portrait */
@media (max-device-width: 800px) and (orientation: portrait) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important } 
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   }
}

/* ----------- Asus Nexus 7 ----------- */

/* Portrait and Landscape */
@media screen and (device-width: 601px) and (device-height: 906px) and (-webkit-min-device-pixel-ratio: 1.331) and (-webkit-max-device-pixel-ratio: 1.332) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important } 
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all}
}

/* Portrait */
@media screen and (device-width: 601px) and (device-height: 906px) and (-webkit-min-device-pixel-ratio: 1.331) and (-webkit-max-device-pixel-ratio: 1.332) and (orientation: portrait) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }  
 *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all}
}

/* Landscape */
@media screen and (device-width: 601px) and (device-height: 906px) and (-webkit-min-device-pixel-ratio: 1.331) and (-webkit-max-device-pixel-ratio: 1.332) and (orientation: landscape) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }  
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all}
}

/* ----------- Galaxy S3 ----------- */

/* Portrait and Landscape */
@media screen and (device-width: 320px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 2) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}

/* Portrait */
@media screen and (device-width: 320px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 2) and (orientation: portrait) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
}

/* Landscape */
@media screen and (device-width: 320px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 2) and (orientation: landscape) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }  
}

/* ----------- Galaxy S4 ----------- */

/* Portrait and Landscape */
@media screen and (device-width: 320px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 3) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
}

/* Portrait */
@media screen and (device-width: 320px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 3) and (orientation: portrait) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}

/* Landscape */
@media screen and (device-width: 320px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 3) and (orientation: landscape) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}

/* ----------- Galaxy S5 ----------- */

/* Portrait and Landscape */
@media screen and (device-width: 360px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 3) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}

/* Portrait */
@media screen and (device-width: 360px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 3) and (orientation: portrait) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}

/* Landscape */
@media screen and (device-width: 360px) and (device-height: 640px) and (-webkit-device-pixel-ratio: 3) and (orientation: landscape) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
}
/* ----------- iPad mini ----------- */

/* Portrait and Landscape */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (-webkit-min-device-pixel-ratio: 1) {
  *[class*="mobile-only1"] {display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   } 
  td[class].ipad-padding {padding-left:10px !important; }
}

/* Portrait */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (orientation: portrait) and (-webkit-min-device-pixel-ratio: 1) {
  *[class*="mobile-only1"] {display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   }      
  td[class].ipad-padding {padding-left:10px !important; }
}

/* Landscape */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (orientation: landscape) and (-webkit-min-device-pixel-ratio: 1) {
  *[class*="mobile-only1"] {display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   }      
  td[class].ipad-padding {padding-left:10px !important; }
}

/* ----------- iPad 1 and 2 ----------- */
/* Portrait and Landscape */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (-webkit-min-device-pixel-ratio: 1) {
  *[class*="mobile-only1"] {display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   }      
  td[class].ipad-padding {padding-left:10px !important; }
}

/* Portrait */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (orientation: portrait) and (-webkit-min-device-pixel-ratio: 1) {
  *[class*="mobile-only1"] {display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   }      
  td[class].ipad-padding {padding-left:10px !important; }
}

/* Landscape */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (orientation: landscape) and (-webkit-min-device-pixel-ratio: 1) {
  *[class*="mobile-only1"] {display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   }      
  td[class].ipad-padding {padding-left:10px !important; }
}

/* ----------- iPad 3 and 4 ----------- */
/* Portrait and Landscape */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (-webkit-min-device-pixel-ratio: 2) {
  *[class*="mobile-only1"] {display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   }      
  td[class].ipad-padding {padding-left:10px !important; }
}

/* Portrait */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (orientation: portrait) and (-webkit-min-device-pixel-ratio: 2) {
  *[class*="mobile-only1"] {display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }   
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all   }      
  td[class].ipad-padding {padding-left:10px !important; }
}

/* Landscape */
@media only screen and (min-device-width: 768px) and (max-device-width: 1024px) and (orientation: landscape) and (-webkit-min-device-pixel-ratio: 2) {
  *[class*="mobile-only1"] { display: block !important; max-height: none !important; width:100% !important;}
  td[class].btntext {width:100% !important; padding-top:18px !important; padding-bottom:12px !important }
  *[class~='hide-on-mobile1'] {display:none !important; font-size: 0; max-height: 0; overflow: hidden; display: none; mso-hide: all}      
  td[class].ipad-padding { padding-left:10px !important; }
}
</style>
</body>
</html>

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